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Miss this Deadline by One Day and You Will Pay Another Year of Fees.

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The $2 billion Tax Mistake – Are You Making It?

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Is Inflation the Biggest Threat to Your Retirement Savings?

Lets focus on the basics......

While the world appears to be sinking beneath the weight of ever escalating petrol prices and growing uncertainty around the war in the middle east, I thought this month I would focus on some basics, starting with some good news. All up the Australian market is currently expecting some $23

Benefits to low-income earners contributing to super

Just as autumn is upon us, now is that time of the year when you should proactively plan for the end of the financial year on June 30 and while you might think otherwise, this is particularly the case if you are on a low income. The Federal Government has

Are you one of the millions of Australians with lost super

Few Australians realise they have lost super but the Australian Tax Office estimated as of June 30 last year, 7.3 million accounts together holding some $18.9 billion were declared as being ‘lost super’ either by funds or the ATO. So, are you one of the millions of Australians

The impending dividend flood

One of the many great aspects of investing directly in solid blue chip Australian listed companies is the flood of money into portfolio’s that occurs twice a year as companies pay their biannual dividends. All up the Australian market is currently expecting some $23 billion to be paid out

Where to from here?

So, we’ve woken up this weekend to the very tragic news that tensions in the middle east have escalated into widespread bombing and with that widespread selling has been seen in the local investment markets. This is only the beginning. The Australian share market started this morning down with

Squeezing money into super

Something that has flown under the radar is the fact concessional contributions, currently pegged at $30,000 a year, will rise to $32,500 giving taxpayers more scope to reduce their overall annual tax bill. The Australian Bureau of Statistics recently released figures showing average weekly ordinary times earnings have

What to learn from the recent earning season

While the events of the weekend are a substantial distraction, the recent reporting season holds some important lessons for all investors and behind every lesson is the specter of Artificial Intelligence. Firstly, this reporting season, more than any other that I’ve seen, was dominated by volatile trading with the

When all hell breaks loose...

It’s always puzzled me how professional investors around the world, often overseeing multi-billion-dollar investment portfolios, rush to make snap decisions to either buy or sell investments. But that’s what they do with monotonous regularity every time there is a sudden and unexpected, and often not so

CBA Half Year Results

Australia’s star performer keeps starring. CBA cemented its role as the retiree’s best friend, releasing another stellar half-year result and posting a fully franked interim dividend of $2.35, up 10 cents from last year, lifting the bank’s share price by almost ten per cent. A

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A new year, a new name, a new beginning

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Will your money last?

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Making the most of your financial situation

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Making the most of an inheritance

Change is the only sure thing in life

They say the only constant in this world is change and never has this been more the case then with Donald Trump leading the world as President of the United States and issuing new directives on a daily basis. Fortunately for Australia, his recent meeting with Prime Minister Albanese seems

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Possible death duties on superannuation benefits

Booms and busts – they never change….

While much has been written about the tulip boom, it amazes me just how little has been learnt from it when you look at the rampaging surge in the price of gold, followed quite closely by recent price hikes in crypto currencies and now rare earth miners. I guess it

Where will the sudden interest in rare earths lead?

It would have been hard for anyone to miss the media coverage of the Prime Minister’s recent meeting with the President of the United States and their announcements regarding rare earth mining in Australia. The prospect of billions of dollars being poured into this sector has set the share

Times are tough and getting rougher....

So times are tough. All up, some 6,000 redundancies have been announced by large Australian companies in the past month, and most economic analysts are forecasting there will be more job losses to come. There are many reasons behind this, but it is just part of the economic cycle

Know what you’re investing in

There aren’t many financial services businesses that have got on my goat in recent years the way La Trobe Financials has regarding their advertisements and now I see that ASIC has finally turned their attention on this company. Not that I believe there is anything intrinsically wrong with La

Changes to the Age Pension

As most people know the age pension is subject to quarterly reviews that index a number of key numbers used by Services Australia to calculate age pension and other entitlements. This October there are several changes you should be mindful of. The first and most significant of these changes is

What to do if you are made redundant

The ANZ has plans to cut 3,500 workers this year, Westpac plans 1,500 redundancies, NAB will retrench 410, BHP will axe 750 in Queensland alone and Anglo American will lose 300 workers. All up some 6,000 redundancies have been announced by large Australian companies in the past

Profit results are in

Share market analysts are denouncing this profit period as one of the most volatile in recent memory, with shares sold off or bought up, in wild unprecedented swings rarely seen in the market. These exaggerated responses to companies’ announcements tell us very little about what is actually going on inside