The Joy of Spring There’s something about the first day of Spring, that makes people feel optimistic and upbeat about all things, including their investments and financial future. But what are the economic indicators telling us? In this newsletter I look at recent economic signals. Some indicators are showing strong export demand and
Private credit providers and the same old problems they always face. As the saying goes, ‘the more things change, the more they stay the same”. It’s just part of the investment cycle that when times improve, investors start looking for ever higher returns and this inevitably leads them to property trusts. What could go wrong? There is nothing safer than
How we are evolving into an intergenerational advisor Recently I was being interviewed by a Channel 7 television report for a small spot on the evening news, when in passing, Jackie asked me what type of financial planning advice I offered clients. It made me pause and think. Typically, in the past I would answer that I provide
Spring economic round up There’s something about the first day of Spring, that makes people feel optimistic about the future and upbeat about all things including their investments and financial future. But what are the economic indicators telling us? Federal Government changes to the rules surrounding capital gains have prompted a fall in
Reporting season roundup While the Australian economy appears to be dragging its heels, the Australian share market is going from strength to strength with strong profit results from BHP and the Commonwealth Bank dominating this reporting season. BHP’s share price climbed more than 3 per cent to a record high of $68.
Helping Children Financially One of the most common questions I am asked by clients, and others, is how I can best help my child or grandchild financially, without giving them a lump of cash which they might fritter away. It’s a tough question. Many of the obvious answers such as buying shares
Do Not Miss Out My second book, The Bank of Mum and Dad The No Regrets Guide to Helping Your Children Financially, has finally been released today and it’s a must read for any parent or grandparent thinking of helping a child financially to buy their first home or into a business. Too
Should you Move from Your Industry Fund? Many Australians cling to their industry super in the often-false belief that industry super funds are always cheaper than other superannuation options in the market, which is not correct. Whether an industry fund is your best choice of superannuation vehicle depends on your stage of life, how much you
AI: The Smart Way to Invest As with all new technology, lots of people will make small and large fortunes from backing the right companies that get the technology right and the management of the technology right, while putting big licks of money in the bank for their owners. How do you find those companies? Well
Have you checked your industry super fund recently? As industry funds account for just over $1 trillion dollars or 25 per cent of all funds invested via superannuation, there is a good chance if you are reading this you might have an industry super account and if you do, you might want to check up on it. The
Is AI Technology the new Promised Land? There’s always so much excitement about new technology that it is tempting as each wave passes, and fortunes are quickly made, to think, next time I see a new breakthrough in technology I’m going to jump in quick and invest early. But is it the smart way to
Making super co-contributions on behalf of your children One of the most frequent questions I am asked by clients is how I can best invest funds for my child or grandchild, where they will receive a good return but won’t be able to access it until they are mature enough to appreciate it. It’s a hard
Introducing my new book! Over the years, it has been rare that older clients have not raised the issue with me as to how they can help their children financially... some have done so successfully and some less so. So in response, I have written The Bank of Mum and Dad. It's
Why I Wrote The Book of Mum and Dad Rarely a day’s go by where somewhere in the media there a discussion about parents isn’t helping their children buy their first home and referencing the so called Bank of Mum and Dad. It is now believed to be the fifth largest bank in the country, and while
So Many Changes, Yet So Much Stays the Same As the new financial year starts, this seems an opportune money to pause and just update everyone on the changes that have occurred within the business during the past 6 months. Most clients and readers will learn everything they need to know from visiting out new website, HowardOsmond.com.au
Members only The Property Tax Changes Coming in 2027 — What Every Investor Needs to Decide in the Next 12 Months
Lets focus on the basics...... While the world appears to be sinking beneath the weight of ever escalating petrol prices and growing uncertainty around the war in the middle east, I thought this month I would focus on some basics, starting with some good news. All up the Australian market is currently expecting some $23
