The No-Regrets Retirement Newsletter

Welcome to the April 2022 edition of new, bigger, better version of my monthly newsletter. Simply click on the view-online button above to read the following articles in full or visit https://patricia-howard-financial-planning.ghost.io/

Economic Update

The Federal Government's 2022 budget provided an interesting insight to the strength of the domestic economy and the Government's efforts to further boost long-term efficiencies.

Basically, the economy has not just bounced back from the impact of the pandemic, it has bolted back!

A Beginners Guide to Crypto

There is still so much written about cryptocurrencies, I thought I would write this simple beginners guide to cryptocurrency and how it will eventually change the way the world does business.  Let me take you through the basics!

Many Australians Are Paying Taxes in Retirement When They Don't Need To. Are you?

Australians who have moved into retirement are needlessly paying tax on their superannuation savings, when just the simple decision of taking a minimum account-based pension will render their super a tax free zone.

Record High Pension Increases

This doesn't just mean high fortnightly pensions. It means many Australians who formerly had too many assets to get a pension will, particularly if they follow my guide to cutting assessible assets.

The Retirement Income Covenant

As part of the raft of superannuation changes coming into effect on July 1 of this year, the Federal Government is implementing the so-called Retirement Income Covenant. Learn what it is.

Could you be Saving Big Time?

Following on from my post last month about the various pension cards that are available to older Australians, one of my clients pointed out a very good tip during the week.

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