Patricia Howard

Members only

Are you Paying Taxes in Retirement when you don't need to?

The No-Regrets Retirement Newsletter

Welcome to this new, bigger, better version of my monthly newsletter. Simply click on the view-online button above to read the following articles in full or visit https://patricia-howard-financial-planning.ghost.io/ The Russian invasion of Ukraine: What it means for your investments While it's easy to dismiss the

Members only

Russia's invasion of the Ukraine: What it means for your investments

Paid-members only

The Great Dividend Deluge

The Greening of Australia

While it might be too early to write this, it is quite possible that this decade will see the great greening of Australia, the decade when all electricity production in this country is created from renewable energy. The financial opportunities, not to mention the global imperatives, appear to be prompting

Paid-members only

Super contribution changes become law

Are You Missing Out ?

Once you retire, its very common to hear among your retired friends that they are regularly getting discounts on everything from pharmaceuticals to holiday accommodation to ski lift tickets. This of course leads to one of the worst emotions you can have in retirement. Fear of missing out. So I

Divorce Just Got A Little Less Expensive

While there is no avoiding the fact that the Family Court system in Australia needs a massive overhaul, at least two steps have been taken in the right direction by the Federal Government. Effective from April 1, it will be possible to apply to the Courts to obtain complete details

The No-Regrets Guide to Retirement newsletter

Welcome to this new, bigger, better version of my monthly newsletter. Simply click on the view-online button above to read the following articles in full or visit https://patricia-howard-financial-planning.ghost.io/ The Russian invasion of Ukraine: What it means for your investments While it's easy to dismiss the

The Year Ahead: The pandemic has not yet run its course.....

One of the hardest aspects about managing investments is being able to look to the future, cut through all the background noise and day-to-date headlines, and hopefully somehow see round corners to understand what lies ahead. Never has that been as hard as it is this year. But as the

Members only

Where is the next yield hotspot?

Members only

Re-Marriage In Retirement: TO Do or Not To Do

Danger: Beware of 'free' advice from that good old family friend

It's just really sad. Some of the worst financial situations I have seen over the years have been create by potential clients listening to the so-called 'free' financial advice of that 'good old family friend'. That's who I'm going to

Still struggling with Covid?

Help is here. While Australia's high vaccination rate has prompted State and Federal Governments ease community health regulations and end lockdowns, it doesn't mean everyone is fine. Many businesses, particularly those operating in the tourism, hospitality and fitness industries, are still doing it tough and in

Members only

Five Steps You Must Take Before You Retire

Members only

Help Your Child Buy A Home Without Loosing Yours

Members only

Stopped Work? You Can Still Boost Your Super. Proposed Contribution Rules Explained

Members only

Sick of the Ever Increasing Costs of Your SMSF? Five Simple Steps to Close It Before June

Members only

Forrest By Name, Green By Nature. Fortesque Metal: The Giant Green Miner

Members only

Can't Agree? When Retirement is Not A Happy Ever After Story

Members only

Moving to a Carribean tax haven? Superannuation: Australia's own tax haven heaven

Members only

And So Another Year Ends...

Sustainable Investments: Should You or Shouldn't You?

As the Glasgow Climate Summit is being held over the last week-end in October, I thought it was timely to dedicate this entire newsletter to sustainable investing and covering some of the issues involved. While clients have always mentioned a desire to make sustainable investment, there has certainly been an

Members only

Rivers of Gold

Members only

The Share Market Outlook